
आचार्य प्रशांत बताते हैं कि क्यों हम सही खान-पान, स्वास्थ्य और अपने ऊपर ज़रूरी खर्च से बचते हैं, लेकिन दिखावे और फ़ालतू सामाजिक परंपराओं पर पैसा बहा देते हैं। अधिकांश लोगों के लिए समस्या सिर्फ़ पैसों की कमी नहीं, बल्कि विवेक और सही प्राथमिकताओं की कमी भी है।






















Questioner: Acharya Ji, if we talk about the subject matter of economics, it was said by the father of economics, Adam Smith, that economics is a science of wealth where he puts money over men. So over the years as time passed and the scope was broadened, the economist Alfred

Acharya Prashant: Service will not probably fulfill this restless ‘I’, but service will enable you to forget this restless ‘I’. That is beyondness—not quite the fulfillment of the little ‘I’, but a certain forgetfulness towards the little ‘I’. You say that you are serving a cause bigger than yourself or




Questioner (Q): Sir, everyone is expecting something. Parents are expecting something, friends also expect something but sometimes I prefer to be alone. What to do in that situation?

“You know what, I lost money in stocks and I still didn’t get a heart attack!” Why must you get a heart attack? It is a small matter. Let it happen. It’s okay. Every day more people lose money in the stock market than what is the number of those

Acharya Prashant (AP): Wonderful! A nice question has come to us. Our friend is saying that greed is making people work. If you remove greed from people’s life, they will not grow. So, I'm asking him, what is growth?


Something is very wrong somewhere. The first thing in liberation is: do not be dependent on somebody, at least for your bread, for your basic sustenance. What kind of empowerment is this that happily accepts dependence on somebody else’s money on a date, and also for an entire lifetime? It

Money is a very important indicator. See where you spend your money, and see where you do not spend your money. See where you want to cut corners, and see where you want to be lavish. Have you not heard that little phrase, “Put your money where your mind is”?


If you can understand the answer to this question, then you already have the best free thing. The best free thing is ‘understanding’ itself. Well, just that understanding is not a thing, and the best things in life are, as they say, not things.
Think of it. Many machines, many…



What else do you earn for? Pay to the schools, pay to the hospitals. You can avoid spending anywhere else, but these two places you will not only always spend, you will always overspend.

You must know what the place of security and money and sex is in your life. If you don’t know their right places, then for the purpose of sex you will give somebody a high position in your life, and then you will suffer. Persons are essentially harmless; harmful is

That could be one necessary mark of a true feminist: she would be not dependent even for a single rupee on anybody else, especially not on the male partner.




Questioner (Q): When I see any children in a slum or working in a construction site, I feel like giving them all the knowledge, or at least help them to study the basic things but then a thought came that you are still not in a condition to help anyone,


All the economic theories, all the economic systems are predicated on this premise, based on this assumption that the goal of man’s action is to have more money. This they call as welfare, or even luxury. In some theories, they say that maximization of luxury is the objective of man’s…

If you want to know why you kept working, slogging for the thirty days, the most effective way is to see what you are doing with the paycheck. What you are doing with the paycheck will very loudly demonstrate why you kept working the thirty days. See what you do…

One spends eight, ten, twelve hours of the day working; add to that the time that you invest in commuting and thinking about work. What does all that do to you? Consider that.

एक-से-एक पिक्चरें रिलीज़ होती हैं; दो-सौ, चार-सौ, छः-सौ करोड़ जा रही हैं, वो तुम्हारी जेब से ही तो जा रहा है। वो छः-सौ करोड़ का बिज़नेस कैसे किया पिक्चर ने? पिक्चरें जो इतना पैसा बनाती हैं उनको देखने फोर्ब्स पाँच-सौ वाले तो आते नहीं, या आते हैं? रेस चार, गोलमाल…
If you do not understand spirituality, you will fail even in economics. Look at how common people live their daily lives. Do we inquire into what we are doing? We do things because others are doing the same things. Out of ignorance, you act; and out of greed, you keep acting. Economics does not address the problem of ignorance. Economics also does not address the problem of greed. It is the Upanishads and the Gita that address these problems.
शरीर है, तो उसे रोटी–कपड़ा देना पड़ेगा, वह बंदोबस्त करके अलग रख दो। रुपए–पैसे की बात थोड़ा अलग रखकर देखो कि जीवन जीने का एक सार्थक तरीका क्या है। सही उद्देश्य क्या है, उसको पकड़ो। उसको पकड़ने के बाद फिर विचार करो कि काम तो सही पकड़ लिया, अब इसमें पैसा कैसे बनाया जाए। अध्यात्म और पैसा एक-दूसरे के ख़िलाफ़ नहीं हैं। अध्यात्म बस यह सिखाता है कि पैसा कहीं तुम्हारा मालिक न बन बैठे। पैसा ज़िंदगी के लिए होना चाहिए, ज़िंदगी पैसे के लिए नहीं; ज़िंदगी सच्चाई के लिए होनी चाहिए।
आप लोगों ने छवि बना ली है अध्यात्म की कि अध्यात्म का मतलब होता है, एक बंद कमरा, एक सुनसान जगह, और एक ऐसा आदमी, जिसे दुनियादारी की कोई तमीज़ नहीं है। कमाना भी एक युद्ध होता है। कमाने में एक पुरुषार्थ होता है, कर्मठता होती है। मैं दुनिया की दौड़ में फँस जाने को नहीं कह रहा हूँ। लेकिन मैं कह रहा हूँ कि अगर तुम्हारा बंधन ही आर्थिक है, तो उसकी काट भी तो आर्थिक ही रखनी पड़ेगी न। और आर्थिक काट दो तरह से रखी जाती है, एक तो जो फ़ालतू के ख़र्चे हों, वो बंद कर दो; और दूसरी यह कि आमदनी बढ़ा लो।
The money you pay for something must be commensurate with its practical utility, but how do you know something is worth its price? For example, does jewellery really have any utility that you pay so much for just a piece of metal? The average Indian household spends much more on the girl’s dowry than on her education. And poor farmers in India are often pushed to suicide because they spend a lot on weddings and funerals by borrowing at exorbitant rates. This is what happens when you are not deeply spiritual: you can be easily conditioned to earn from the wrong source and spend at the wrong place.
वह अध्यात्म भी बड़ा गड़बड़ है, जो कहता है कि पैसा तो पाप है और हाथ का मैल है। हाथ का मैल-वैल नहीं होता है; मेहनत से कमाया जाता है। खाना चाहिए होता है, कपड़ा चाहिए होता है; उसकी अपनी एक जगह है। इतना कमाओ कि कहीं हाथ न फैलाना पड़े। लेकिन तुम यह सोचो कि पैसे से मानसिक पूर्णता मिल जाएगी, तो यह नहीं होने वाला। और जब ये उम्मीद नहीं रहती कि पैसा पूर्णता दे देगा, तो फिर आदमी अंधों की तरह पैसे के पीछे नहीं भागता।
It is one kind of misfortune to not have money at all. The next kind of misfortune is to have a lot of money rotting in your bank account. Why must it be there in your bank account? You are so impoverished, you couldn't find a right place where you can spend your money. Money is meant to be spent. Spend it at the right places. Go enroll in a hobby class. Get a tennis coach. All that is expensive. Spend your money. If you won't, then you will end up just buying whatever your friends buy.
शरीर का तो भविष्य है, तुम्हारा कोई भविष्य नहीं है। शरीर के भविष्य के लिए, शरीर को जो करना है, करने दो। तुम क्यों परेशान हो? दुनिया का हर प्राणी थोड़ा बहुत बचा के रखता है — ठीक है? ये शरीर का काम है। वो शरीर के लिए बचा रहा है, तो बचाए। तुम अपने लिए कुछ मत बचाना, तुम सारी बचावट से मुक्त रहो।
दो चीज़ें होती हैं, जिसमें इंसान फँसता है। एक — बहुत बड़ा मकान, और दूसरा — लाखों-करोड़ों की शादी, जिसमें विलासिता का प्रदर्शन करना अनिवार्य है। इन दोनों के लिए बहुत पैसा चाहिए, जिसकी ख़ातिर आप ज़िंदगी भर ग़ुलामी करते हो। अध्यात्म इन मोटे खर्चों से बचने का नाम है। अगर ये मोटे खर्चे न हों, तो आप जितना कमाते हो, ज़िंदगी उससे आधे में भी चल जाए, क्योंकि वे खर्चे जो ज़िंदगी को बिल्कुल मस्त और आनंदमय बनाते हैं, वो बहुत बड़े नहीं होते।
अपने साथ जो चले — जानने वालों ने उसको बस एक नाम दिया है। बोले तुम्हारे साथ जो चले वो वो भी नहीं हो सकता जो तुम्हारे बगल में खड़ा हो। जो तुम्हारे साथ हमेशा चले वो सेल्फ होता है — तुम ही सिर्फ़ अपने साथ चल सकते हो। तुम्हारे अलावा कोई तुम्हारे साथ नहीं चल सकता।
ये रुपए पैसे का खेल ये आदमी द्वारा आदमी का शोषण। ये एक आदमी द्वारा ये मानकर दुख झेलना — कि मैं तो अमीर हूँ और दूसरे आदमी द्वारा ये मानकर दुख झेलना — कि मैं तो गरीब हूँ। तुम्हें ये सारा खेल समझ में आएगा कि ये कैसे चल रहा है। खेल के शिकार मत बनो, खेल के खिलाड़ी मत बनो। थोड़ा सा बाहर निकलो और इस खेल के दृष्टा बनो। ये खेल ऐसा है कि जो इसे खेलने लग जाते हैं उन्हें ये खेल कभी समझ में नहीं आता। ये खेल उन्हें खा जाता है, इस खेल को वही समझ सकता है जो इस खेल से थोड़ा बाहर आ गया है।
Good spirituality is good economics. We do not know what to purchase. We do not know what really is valuable, even in the material domain. The punishment of not being spiritual is that you lead a very bad, a very ruined worldly life and that includes an economic life, a ruined economic life. It is not merely the person, even nations, actually the entire world suffers when the one making the economic decision is spiritually bankrupt.
It’s not capitalism versus socialism; if the center I am operating from is itself animalistic, then I will want to earn profits for myself, whatever be the social cost. The change that we need is inward- ‘self-knowledge’. We need an education system in which the child is very openly helped to face his/her animalistic nature, then we will develop a certain humility to look for solutions beyond our tendencies.
Work is the most important component of your life, it will take away all your time. You cannot approach work with these considerations: salary & stability. Discover your calling, not just a job, a calling. What is it that calls you as a lover? What kind of work that would be which you are ready to do even without being paid? If that work can be your life, then life is beautiful.
गरीब वह, जिसे अभी और चाहिए, जो मांगे ही जा रहा है। ज़रूरतें बहुत थोड़ी होती हैं, और पैसों का, चाहतों का, कामनाओं का कोई अंत नहीं होता। अगर तुम्हें कोई ऐसा दिखे, जिसके जीवन में आनंद है, पूर्णता है, जो बंटा हुआ नहीं रहता, खुलकर हँस सकता है, हर समय चिंता में नहीं रहता, तो समझ लेना कि जीवन को इसी ने जिया है; यह अमीर है भले ही इसके पास पैसा कम हो।
अध्यात्म पैसे का विरोधी नहीं है। अध्यात्म कहता है कि पैसा न अच्छा है, न बुरा; मुक्ति अच्छी है। मुक्ति के लिए जितना पैसा चाहिए, उतना अर्जित करो, पर अतिरिक्त धन बंधन बनता है। पैसा बोझ नहीं बनना चाहिए। दुर्भाग्य की बात ये है कि निर्धन धन की कमी का बोझ उठाता है—कि पैसा नहीं है, कम है। धनवान अधिक धन का बोझ उठाता है—कि इसे सुरक्षित रखना है। पैसे की कमी या अधिकता अगर बेचैनी लाए, तो दोनों ही गड़बड़ हैं।
If you want money, you'll have to trade your body, time, and effort. No one will pay you a fortune and let you enjoy liberty. Learn to survive at the minimum, and then money is not a burden. But when money sticks to the mind, when it becomes a part of the mind, and when you become money-minded, it is bad. Keep your costs low, and no one can enslave you.
If you are really immersed in what you are doing, would you have time and inclination to worry about salary? The work itself is its own reward. There are people, who work to get paid. And there are people who work and get paid. An amusing thing is, those who stop worrying about salary, often start getting unexpected salaries.
मूलभूत शिक्षा लेनी ज़रूरी होती है। कुछ बातें हैं दुनिया की, जो नहीं पता होंगी तो पूरे इंसान भी नहीं बन पाओगे। विद्या-अविद्या दोनों चाहिए। अविद्या माने सांसारिक भौतिक शिक्षा और विद्या माने आध्यात्मिक शिक्षा। उपनिषद् कहते हैं, जिनके पास विद्या नहीं होती, वो गहरे कुएँ में गिरते हैं। लेकिन जिनके पास सांसारिक ज्ञान नहीं होता वो और ज़्यादा गहरे कुएँ में गिरते हैं। और जिनके पास दोनों हैं, वो मृत्यु को पार करके अमर हो जाते हैं।
श्रोता १: वास्तविक में कुछ नया नहीं है। लेकिन हम उसे नया बनाना चाह रहें हैं। जैसे कि मैं आज आया हूँ यहाँ पर, वैसे काफ़ी समय बाद आया हूँ। और कहीं-न-कहीं मैं ये चाह रहा था कि आज मैं जाऊँ। क्योंकि आज न्यू ईयर वाला है दिन और मैं…
Acharya Prashant: Ask yourself, would you be equally anxious to buy a flat, if you didn’t have that flesh in your life? Consumption promotes further consumption. So, if you are already addicted to one form of consumption, know that many other forms of consumption are just waiting to leap into…
Acharya Prashant: Latha is saying, why does she get angry so often even over small matters? Especially with some people, she is unable to control anger and she says she tried to change her attitude but hasn’t been quite successful. She is saying, now, how to change myself. Because anger…
There are far more important things in life to give importance to, and also if you are leading a truthful life then you can’t be too short of money. You will do something, right? Otherwise, you will gain weight. And if you are a little intelligent, a little creative, why would you not earn anything? You would earn something and that would keep you going. Fear about one’s financial future is proportional to one’s disbelief in one’s own worth. Otherwise, one says, “We will see when we come to that, will be able to manage something. We are not so very unskilled or stupid or useless, we will do something, we will manage.
यस्यामिमे घण्नरदेव दस्यव: सार्थ विलुम्पन्ति कुनायकं बलातू। गोमायवो यत्न हरन्ति सार्थिकं प्रमत्तमाविश्य यथोरणं बवृका:।।
अर्थ: महाराज, उस जंगल में छ: डाकू हैं। इस वणिक समाज का नायक बड़ा दुष्ट है। उसके नेतृत्व में जब यह समाज वहाँ पहुँचता है, तब ये लुटेरे बलात उसे लूट लेते हैं।
~ परमहंस गीता…
Acharya Prashant (AP): Do you really have a friend? What kind of friend is this who does not like you to do…
Questioner (Q): Growth is evolution. Like we have evolved into a…
Let your situations, your circumstances, your possessions, your particular destination in life not become important enough or significant enough to define you. Let your self-worth not be dictated by things that are external.
But since everything is external, let your self-worth not be dictated by anything at all. Which means,…
One thing I have always advised those who are on the verge of choosing a career, or even those who are deep into their careers: Let there be no dissonance between who you are and what you do.
Your work is who you are. Do not say that you work…
Question: Acharya Ji, which are the industries I should invest my money in?
Acharya Prashant Ji: There are two industries that are not going to fail. First, that thrives on kids. Second, that thrives on sickness. And the two are one.
The school industry is never going to starve, and…
If money is the gift that a father leaves behind for the son, then it’s a very petty gift—in fact, a dangerous gift. In fact, only a loveless father would think of primarily money to bequeath to the son. The more would be the money that you leave for him,…
A fully grown-up man’s apparels are only as expensive as the apparels of a two-month-old, and…
“Financial independence and then still having kids, is that something that can be counted under feminism as such?”
No, you see,…
You want some money? It is a little desire, and it is a harmless desire. The problem starts when you start wanting peace through money. Money is harmless. But when money becomes a proxy for peace, then money is very harmful.
People do not chase money; they chase peace through…
See where you spend your time; that will tell you of your intention.
See where you spend your money; that will tell you of your intention. Money is a very important indicator.
See what is going on in your mind, see what circulates in your mind; that will tell you…
Questioner: Adam Smith, who is considered to be the father of modern economics, said that economics is a science of wealth; he places primary importance upon money and not on man. Alfred Marshall, another economist, said that economics is a study of material welfare; there he puts importance on man…
Questioner (Q): Dear Acharya Ji, Pranaam!
For three months we have been studying Guru Granth sahib, and my mind is filled with love for God, his name, and devotion for Guru. Today is the last class, so I wished to conclude all that I have learned and listened to so…
What is the ultimate purpose of life? Earning money or happiness? How can this stupid thing be the purpose of life?
The common happiness that we know, I have said, has two characteristics: one, it is an acquired conditioning, and second, it depends on the presence of sadness. So, if…
If money helps you get a suitable environment for yourself, only then money has some practical value;…
Money is nothing on its own. Money cannot bring you peace. But established in peace, money and material and the world can be perfectly dealt with. Now you neither need to renounce money nor do you get attached to money, because your real need is peace not money. Now you…