Acharya Prashant explains that the importance of money is entirely dependent on the purpose for which it is required. For personal needs, one only requires enough for basic sustenance like food, clothing, and shelter; anything beyond that leads to unnecessary hoarding or physical illness through overindulgence. However, if one has a noble and grand goal, such as building a university like Mahamana Madan Mohan Malviya did, then even billions of rupees may be necessary. He emphasizes that one should first choose a worthy task that gives fulfillment and peace to life, and then earn as much as that task demands without hesitation or false modesty.