Acharya Prashant explains that most people live in fear of death because they lead incomplete and wrong lives, much like students who waste their time and panic when exams arrive. He notes that in the ultimate assessment, there is no provision for grace marks; the grace required was already available during one's lifetime to be utilized. A person living correctly is always ready for the 'examination' of death and welcomes it without seeking more time, as they have no unfinished business. Fear in life is a direct indicator of a life lived wrongly, as all fears are essentially variations of the fear of death or extinction.
