Acharya Prashant explains that life is a combination of coincidence and personal responsibility. While external events and the people we encounter are often the result of a vast, unpredictable natural system beyond our control, our reaction to these events is entirely our own doing. He clarifies that what happens outside is a matter of chance, but the relationship we form with those events and their impact on us is a reflection of our past actions and mental conditioning, which can be called the fruit of one's deeds. Using the analogy of an earthquake, he points out that while the disaster itself is a coincidence, how an individual responds to it depends on how they have lived their life and trained their mind. One who has practiced trembling at small troubles will collapse in a major crisis, whereas one who has cultivated inner stability remains unshaken. He emphasizes that while we have no authority over external occurrences, we must maintain sovereignty over our inner state, ensuring that outside disturbances do not dictate our internal peace.