Acharya Prashant narrates a story about his encounter with a group of Zomato delivery boys. He found them to be very happy, working the night shift to avoid traffic and occasionally getting to eat the food when customers would fall asleep after ordering. They expressed contentment with their monthly earnings of ₹12,000-₹15,000, considering it an improvement over their previous jobs. However, when the speaker began to question them about their expenses, such as fuel and bike maintenance, he noticed their happiness started to diminish. They had not properly calculated these costs, and he realized that if he were to ask about health costs, their real take-home income would likely be less than ₹5,000 a month, not the ₹15,000 they perceived. The speaker uses this story to illustrate a widespread phenomenon of self-deception regarding one's real income and quality of life. He extends this example to an IT professional with a ₹15 lakh annual package, who also might not realize that their actual take-home pay is much lower, perhaps only ₹2-4 lakhs, after accounting for all the expenses required to sustain that job and its associated lifestyle. People get attached to the large number of their salary package for their ego and to tell others, without understanding the real profit and loss. This is where, he explains, spirituality is needed—to have the wisdom to do this kind of real accounting. He further elaborates that a job with a lower package, for instance, ₹6 lakhs, could be far more profitable if the real take-home is higher and it provides intangible benefits like mental peace, a sense of purpose, and self-respect. People often fail to quantify these invaluable aspects. A person doing the right work has a much larger total package than they realize, while someone in the wrong job has a much smaller one. He criticizes the trend of young people in their twenties wanting to live like established businessmen, obsessed with finance and investments, and adopting a high-cost, glamorous lifestyle. Concluding his point, Acharya Prashant advises the youth to not be afraid of taking risks and to live life fully. He encourages them to make mistakes for the sake of truth, rather than living a superficial life. He suggests that one should not just sit on the sidelines and be afraid, but should 'join the action', as that is the only way to overcome fear. He emphasizes that one should not become a 'sethji' (rich businessman) at the age of 28, but should rather have different kinds of experiences.