A questioner expresses his inability to work with money as a primary motivation, feeling drawn to a path in the arts but seeing no other options. Acharya Prashant acknowledges the bravery in not making money the center of one's life, but cautions against a distorted interpretation. He explains that if one chooses not to earn, they should also not be dependent on others, such as family, for their expenses. This is because dependency leads to subjugation, as no one gives money for free. He warns that claiming money is an illusion while living off others' earnings is a perverted form of thought. Acharya Prashant advises that while money should not be the center of life, one must earn enough to avoid having to beg. If one must ask, it should be like a monk (bhikshu), who accepts alms without any conditions. He criticizes the hypocrisy of renouncing earning while still desiring and spending lavishly on material goods funded by others. This creates a strange situation where one doesn't earn but spends a lot, depending on their father, mother, or spouse. He points out the folly of claiming money is insignificant while wearing expensive brands. He advises young people to avoid two extremes: one is living solely for money, and the other is reaching adulthood without earning, justifying it with spiritual platitudes about love and joy, while still being materially dependent. If you don't earn, you shouldn't spend either; live like a monk. He also warns against the logical fallacy of assuming that because some good people are not financially successful, anyone who is not earning is inherently good or simple. The speaker stresses that one must choose to work hard; there is no spiritual path that does not involve effort. Using spirituality as an excuse to avoid hard work while living off family wealth is self-deception. He concludes by stating that one will encounter foolish people everywhere in the world of work, and the goal should be to continuously improve oneself and one's work, rather than waiting for an ideal, fool-proof environment.