Acharya Prashant explains the deeper meaning of the twentieth verse of Bhaja Govindam, which states that one who has studied the Bhagavad Gita or tasted a drop of the Ganges water is never approached by the Lord of Death. He clarifies that death, or Yamraj, is not a physical entity but represents the constant fear and suffering arising from our attachment to perishable things. Humans naturally seek certainty and reliability to feel secure in their existence. However, because we attach ourselves to objects, clothes, fame, and bodies that are inherently transient, we experience the pain of 'death' every time these things change or disappear. This constant instability is the presence of Yamraj in our lives.