A questioner shares the story of his friend who, influenced by YouTube videos on entrepreneurship and the stock market, invested and lost all his savings. Initially devastated, the friend has now found a new social media influencer to follow and is borrowing money from his family to invest again, hoping for great returns. The questioner is frustrated by his friend's repeated mistake and seeks to understand the reason behind it. Acharya Prashant explains that this behavior stems from a lack of both external and internal education. Externally, the education system allows individuals to graduate without any fundamental understanding of finance, such as stocks, shares, or debentures. Internally, there is a deficiency in the kind of education that teaches one to distinguish between right and wrong and to control greed. This combination of ignorance and greed becomes a fatal mix. People are unaware of the workings of the financial world, yet their greed is fueled by those who sell them dreams of getting rich quickly. They lack both the technical knowledge of the field they are entering and the wisdom to learn from the failures of others. Investment, the speaker clarifies, is not a trivial matter; it requires substantial fundamental knowledge that is acquired through diligent effort, reading books, or learning from qualified professors, not from random YouTubers. The concept of 'financial freedom' is often sold as a dream, encouraging people to work hard in their youth to invest, with the promise of enjoying life in old age. The speaker challenges this notion, questioning the quality of enjoyment possible when the body is old and weak. He posits that true enjoyment lies in investing one's youth in meaningful work, rather than enduring a despised job for years with the sole aim of early retirement. The financial value of the suffering endured in such a life is never considered. Acharya Prashant further explains that the stock market is not a place where money is created from nothing; it is largely a zero-sum game where one person's gain is another's loss. He uses the phrase "pigs are here to be slaughtered" to illustrate how small retail investors are often exploited by market heavyweights. This entire process leads to the concentration of wealth in fewer hands by exploiting the greed of the common person. The common man is both worldly and spiritually ignorant; he neither understands the financial instruments he invests in nor the greed within himself that drives these foolish decisions. The speaker concludes that reading scriptures like the Gita can provide the intelligence and stability to prevent such value destruction by teaching what is truly worth pursuing in life. When one has a higher purpose, money becomes a resource, not an end in itself.