Acharya Prashant addresses the issue of being caught in worldly responsibilities while desiring to turn inwards. He explains that when one has created various external responsibilities but lacks the strength to transcend them, it is necessary to fulfill them. However, these responsibilities should be fulfilled only to the extent and with the perspective that it is a prerequisite for the inward journey. If you don't settle your external debts, your responsibilities will keep you pulled outwards and prevent you from going inwards peacefully. He uses the analogy of creating karma. If you have brought someone into the world, you have created a karma for yourself that you must see through; you cannot turn your back on it. Even if an action was done unconsciously, its consequences must be faced consciously. He compares this to getting drunk and ordering many bottles of alcohol; you cannot refuse to pay later by claiming you were not in your senses. The payment must be made. Similarly, one must pay the price for one's relationships and actions. The speaker advises on how to manage these responsibilities. First, do not create new debts or responsibilities. Second, settle the existing ones with great discretion. You must be clear about the exact extent of your debt. He uses a financial analogy: if your monthly installment is 50,000, pay exactly that, not 80,000. Use the remaining resources—time, energy, attention—for your inward journey. Not paying the due amount makes you a criminal in the eyes of existence, but paying more than what is due is also a mistake. He warns that others, due to their own self-interest and limited understanding, will try to make you feel that your responsibility is much larger than it actually is. They might demand 1,50,000 when only 50,000 is due. However, it is in the mutual interest of both parties that you only pay what is rightfully due. Giving more will deplete your resources, and eventually, you will be unable to give anything at all, which benefits no one. This path is a tightrope walk; you can neither abandon your duties nor get so entangled in them that you lose yourself.