Acharya Prashant addresses a question about the difference between memory and intelligence. He explains that where there is laziness, one will operate from memory. It seems easier to walk on the path of memory. This involves using old standards, principles, ideals, and past experiences to make decisions in the present. This is what he calls a memory-bound life. In contrast, acting from intelligence means to walk on the path of understanding (bodh). This requires life force and energy. It necessitates one's presence; you cannot act from understanding in absentia or by proxy. When you live by memory, work can happen even when you are not truly present. But when you live by understanding, you have to be there and apply yourself. Living by memory provides a sense of confidence because you believe that what worked in the past will work again, relying on the support of established principles. However, when you live by understanding, there is no support from principles, which brings a sense of danger and fear. This path requires faith (shraddha) to endure the unexpected. Only those with faith can walk the path of understanding. When you walk on memory, you only encounter what you expect. You repeat past actions and get past results, forcing new situations to fit old patterns, thus remaining within your circle of comfort. Conversely, when you walk on understanding, everything is new: the situation, your action, your decision, and your perspective. Consequently, the outcome will also be something new. To welcome this newness, one needs courage, which the speaker terms as faith. He concludes that walking on memory is for the lazy and the timid, whereas living in understanding is for those who have energy and faith.